Creating an Academic Budgeting Scheme for Chris Essay Example for Free

Creating an Academic Budgeting Scheme for Chris Essay A student’s entry into a university could entail a lot of things. For instance, it means that a student, in this particular case Chris, would have to live away from his mom and move into a semi-independent environment. It could thereby be considered as a preparation for the new things to come. Chris needs a lot of changes to be able to adapt. He needs to more responsible in this new chapter in his life, bringing along all of the necessary values that he learned upon growing up. He will have needs, mostly academic in nature. Chris has to have a great deal of addressing these needs with little dependence from his mom because he now lives on his own. This entails additional responsibilities which maybe new to him. Chris is not an isolated case when it comes to budgeting in a university. Everybody went through those adaptations and the processes and means involved may vary from person to person. The difference is, Chris is not from an affluent family. He has to budget his resources well, if not, he will end up starving literally. The case gives us that Chris has a quarterly expenses that averages into $1500. The thought of managing his personal finances during his days in college can probably be the most crucial thing for Chris to fully appreciate the concepts that the subjects presents. It is in this time that he could say that he have learned things the hard way. Finding out solutions to his financial dilemmas may serve as a guide for his towards his future decisions. These same decisions will teach Chris to think quite a lot of times before he spend, keeping in mind the practical applications of what he will learn in his days in college. Life has a way of letting us know that things are not permanent and that can be learned in college the hard way. Say Chris has a $500 allowance left. If he spent half of that today, he will suffer for the rest of the quarter. Another concept of financial management which could aptly be applied here is the concept of savings. Saving or rather allocating finances for each day of the week is one thing Chris could effectively do in order to survive (Sebastian United States. Government Accountability Office. , 2006). Taking the bus for instance in going to campus instead of using his car could be a good start. He will then save gas costs. But in any case, those savings most of the times serve as a buffer or a fallback each time he may ran short. Probably one of the most effective ways of managing Chris’ finances is the painstaking task of listing his expenses on one of his notebooks which he could browse over at the end of the day so as to assess his spending patterns. It could really help him a lot in managing the money he has and thereby helps him in spending the next day or so. That don’t mean Chris has to do the debit and credit thing but at least he knows where the money goes. A lot of people can be quite dumb at times especially when it comes to spending allowances from our parents. We have them first day in the week and we live like rock stars spending it like we don’t care. Nothing’s really wrong if we do it, in any case the money is there to be spent but it won’t hurt if we would think twice before spending (Farr, Shatkin, JIST Works Inc. , United States. Dept. of Labor. , 2007). One concept in Financial Management that Chris could apply is the concept of alternatives. Well, some things can not really be avoided when it is in front of us. For example, his academic expenses, Chris could use the library and find it practical than being in an internet cafe. Maybe it is, but what if there is a cheaper one around just waiting for us to notice? For example, Chris may find a house to stay in at half the cost in university dormitories. He won’t find it unless he looks for it. Furthermore, Chris needs to identify opportunities as they arrive in order for him to be able to grasp control of his source of funding aside from the school loan board and his mom (Financial Management Association International. , 2000). As he moves on to his independence, Chris also has to secure a stable source of income. $750 a month of clearance of his accountabilities is a promising remark and that could entail a lot from this lad who is approaching financial maturity. Opportunities therefore are necessary. For instance, since he likes gaming, attending conventions and joining tournaments could be a source of income. If Chris is really good at it, he could well make a living out of it in college. The opportunity cost however should be taken well into consideration as he also has to attend to his academics. This is one thing that Chris must not be able to forget even if he has to work to support himself. As his teacher said, â€Å"Nothing ventured, nothing gained. †

The Right to Own a Gun Essay -- Argumentative Persuasive Essays

The Right to Own a Gun   Ã‚  Ã‚  Ã‚  Ã‚  Are you willing to sit back and become a victim of violent crime or allow the government to tamper with your civil liberties? In recent years, anti-gun politicians have attempted to control guns in the name of crime prevention this is an assault on the Second Amendment rights of US citizens . The Second Amendment states, â€Å" A well regulated Militia being necessary to the Security of a free state, the right of the people to keep and bear arms, shall not be infringed.† Not only did our Founding Fathers focus their debate on the right of people to keep and bear arms, they devoted energy to encouraging future generations to defend theses freedoms. In defense of gun ownership, Alexander Hamilton said, â€Å"If circumstances should at any time oblige the government to form an army of any magnitude, that army can never be formidable to the liberties of the people while there is a large body of citizens, little if at all inferior to them in discipline and the use of arms, who stand ready to defend their rights and those of their fellow citizens.† During our country’s development hundreds of law-abiding citizens were able to take up arms against lawless mobs to defend themselves, their family, their homes, and their businesses. They did the job law enforcement simply could not do. Lives were saved. Robberies were prevented. Homes and businesses were defended and left intact, all thanks to the Second Amendment to our constitutional, the right to keep and bear arms. Americans have made it clear they reject most government intrusions on their basic civil rights, including the right of gun ownership. According to an April 18, 1994 study by Penn and Schoen Associates, Inc. as many as 85 percent of American adults said they are unwilling to forfeit basic civil liberties even if it could enhance their personal safety. 75 percent agreed that police and the justice systems couldn’t protect them; people said they have to take more responsibility for safeguarding themselves. 62 percent said the need for personal guns ownership is increasing, and a majority is unwilling to accept laws that restrict gun ownership greatly. Guns, Crime, and Freedom states that, no gun law which restricts the right of law-abiding citizens to own guns has been proven to reduce crime or homicides, not even the Brady Law and the â€Å"Clinton Crime Bill.† These two laws st... ...f federal law enforcement agencies did their jobs with respect to guns and convicted violent felons using only GCA’68, as reformed, gun control would not be an issue and we would be a long way toward solving the violent crime problem. We would be getting criminals off the streets and into jail. Americans want violent criminals off the streets and out of their neighborhoods. The bottom line is Americans are upset about crime and soundly reject government solutions that infringe on their rights and liberties.   Ã‚  Ã‚  Ã‚  Ã‚  Ultimately, it is a person’s choice to use firearms to commit violent crimes. So criminals should be controlled, not the guns which they share with millions of law-abiding citizens. Gun control supporters claim that gun control lowers crime rate. We as people need to take a stand and fight for our Second Amendment and the right to bear arms. Gun control advocates need to realize that passing laws that honest gun owners will not obey is a self-defeating strategy. Gun owners are not about to surrender their liberties or their right to bear arms. The Federal Govement of the United States should not be able to take away the right of law-abiding citizens to own a gun.   Ã‚  Ã‚  Ã‚  Ã‚  

Managing Technology Essay

Q1. a. Explain briefly about Managing technology. Answer – Managing technology involves concepts like new venture, innovation, and research and R&D infrastructure. We can say that technology is the useful tool which controls the environment and also acts as an instrument which converts the natural resources in to useful goods. This is the main factor which affects the growth of an organization. & that’s why managing technology is essential for any organization. Some issues related to the Managing technologies described below * Technology and long-term cycles: There are some economists who argue that technology affects growth and recession in the world economy. The infrastructure is useful for maturation of the technologies. When the downturn starts to come up again then organizations has to invest the capital equipment that is based on the new technologies. * Technology and comparative advantage: At the national level, the firms will have more value when it has both the comparative advantage and also the technological lead. All the other companies from the world look for your organization. There are some of the emerging technologies that have to be dealt when you are discussing about managing technology. The emerging technologies are the new technologies that are sometime considered critical for humanity’s future. b. Explain any two alternatives for acquiring new technologies. We are presently living in the competitive world. The organizations have to use the advanced technologies to remain in competitive market of today, for long. The technology managers have less time, fewer resources and more problems for the implementation of the technology. There are many alternatives for acquiring the internal and external technologies. Some of these mentioned are the best * Develop technology in-house: This involves development of the technology within the house. In this, the company has to make an estimate of the financial costs that are associated with the Research and Development (R&D) and the cost of the opportunities that are associated with R&D. This also assesses the suitability of the employees for the new project * Enter into joint ventures: We know that many of the companies share the costs of the new technology; in the same way, the benefits are also shared. The membership of the research gets more attraction when the risks are high and the costs are heavy. There will be existence of very good relationship between the key supplier and the major customer. Q2. a. Explain in brief about the six phases in technology forecasting process. Answer- According to our working definitions, the main function of the technology is â€Å"to lead the decision making process towards profitable solutions with minimum uncertainties† Six phases of technology forecasting are * Identification of needs: After identifying the expected outputs and the objectives of the future, a thorough analysis is done in order to make sure the relevance of technology forecasting. * Prepare project: In this phase, the forecasting activities that are planned and resources are allocated. The roles of each human resource are carefully prepared and explained.. * Define objectives: This phase once again goes through the objectives that are defined in the first and second phases. This phase decides the dimensions of the forecast. * Perform analysis and develop Technology Forecast (TF): This is the central part of the present research. In this phase, we start with defining the boundaries of the technological system that has to be forecasted. * Validate results: in these steps forecasting process is to validate results. This includes the customer satisfaction with the results of TF. * Application of TF: The last phase in the technological forecast is the application of TF ·. This depends mainly on the needs and the formulated objectives. b. What are the benefits of technology absorption? The benefits that we get from technology absorption exercises, as evidenced by Government and industry experiences are * Repeated collaborations for the same product/ process are avoided. * Acquisition of further technologies becomes selective. * Ability is developed to unpackaged the technology * Savings can be affected in foreign exchange due to use of indigenous alternatives. * Effective utilization is made of available indigenous research expertise and facilities to achieve the desired results * Know-why and technology up gradation capabilities are built-up * Technically competent groups of scientists and engineers trained in technology absorption get matured and strengthened * The base for technological self-reliance is enhanced. We gain the benefits of technology diffusion, ranging from R&D services to the larger sales. * Industry should attempt to obtain best available technology closest to international trends and provide R&D at the stage of project planning. * Speedy indigenization of raw materials and components * Efforts for unpack aging and indigenization of tailor-made equipment in the acquired technology * Enhancing exports of products based on absorbed and upgraded technology. * use of national and international research facilities and expertise * Involving users, suppliers of components and materials, research organizations in undertaking absorption exercises. Q3. Explain in brief about the innovation management. Answer- We can define ‘innovation management’ as the systematic processes that help the organizations in developing new and improved products, services and business processes. This involves the use of creative ideas of an organization employee that brings new innovations to the market place, quickly and efficiently. In business, innovation should not be only limited to the big ground breaking ideas, creative workshops and product based companies. Innovation is often small, incremental changes to products, services and processes. The innovation involves all the managers from different departments. This needs to be planned and managed as a core business covering all parts of a business. This needs to be integrated at the strategic and operational levels. The activities of the innovation need to be driven by the strategy and current business imperatives. The successful innovation culture consists of all the aspects of a business, and these aspects have to be managed effectively and efficiently like any other core business. Innovation can be built into business, at three levels. The three levels are the annual business planning process, quarterly innovation and day-to-day activities. Innovation is managed through some sort of platform or application. There are two types of innovation tools that are, an electronic suggestion scheme, and a management system controlling the innovation process. The management of the innovation system needs to be given to the senior management to control the overall system of innovation. The best practices and tools are applied consistently and appropriately across the organization. Any platform should encourage for the learning activity as a core feature. Installing the innovation culture in any of the company has leaders and teams with ability and commitment. In order to create culture of continuous innovation, the organization requires leadership and commitment from the senior management team. The management team also sees that some staff members in the organization are rewarded for the innovative ideas they put in. The senior management needs to encourage the innovative ideas from the staff. Q4. Explain the implementation of new technology. Answer- Sound planning is essential for the success of any technology’s implementation. The failures that are likely to arise during the implementation process may be due to the poor planning or inadequate resources. Valuing the conflicts will facilitate the organization to keep away from these problems, and for the management, to anticipate the likely trouble spots and ease it accordingly. There are a number of less-substantial activities, which are critical and people those are involved must: 1.Have an understanding of the organization predominantly, in terms of its traditions and principles are essential. 2.The underlying principle of any new system implementation should be able to provide all the better services to all concerned through it. 3. This information has to be conversed to all concerned parties.4.A complete review of every business processes and, where required, academic practice, and developing and introducing new policies before tuning the system to meet the decided requirements should be undertaken. 5. The complete approval of the difficulty and flexibility of the system should be determined. 6. The inbuilt dangers of customization of any software should be understood. 7. A thorough system test procedures should be conducted, while accepting the likely need for software malfunction and improvements. 8. The training and development to be conducted for the internal staff should be planned in advance.9.The users must be trained, to use the system. Planning and implementation: A thorough plan with efficient management is necessary for success, and to work against the fear of high costs, extended time, losing key persons and common disappointment with the result Considerations for implementation  · Be aggressive: An important consideration when implementing a new technology is to be aggressive to set up a strong competitive edge  · Be cautious: If the new chosen technology provides revenue to your business, then it is necessary to be careful while making any major modifications in the new technology.  · Be quick: It is important for you to be quick enough to implement the small changes to your chosen technology and to supervise their impact.  · Be slow: If major changes affect your business, it is vital to make the implementation changes slowly.  · Be safe: During the implementation of a new technology, the better time to address the potential security needs is at the time of design and development. It is better to employ a security expert who will take care of the privacy of the organization. Q5. Briefly describe technological development options and strategies Answer- A country’s technology development strategy is determined by identifying the technological needs with potential technological developments in the world and a thorough assessment of available and emerging technologies. Then, the country determines a strategy to import technologies which can be produced locally. Now, there is a universal realization that unless a concerted attempt is made to build local technological capabilities for absorbing imported technologies, any attempt to develop indigenous technologies encounters enormous difficulties. Even with regard to imported technology, it is essential for a country to be able to select, digest, adapt and improve it for local consumption. All of these efforts justify greater priority and allocation of resources to R&D. A requirement for efficient utilization of R&D resources is the development of technological infrastructure within the country, including institution building, manpower development, and provision of support facilities and creation of a modern environment Whether or not an organization would generate or develop its own technology and with what intensity it would follow, the efforts in this respect would depend upon technology strategy it has planned or adopted. Though the term strategy is commonly used as an antonym of tactics it actually implies long-term, purposeful and interconnected efforts. Technology Strategy† may accordingly be defined as a strategy to deal with the technology and related issues at macro and micro levels, with respect to set objectives. Let us have a quick overview of types of technology strategies Macro-level strategy- At macro level, each country outlines and adopts a technology strategy to achieve its political, economic and social objectives and translates the same into action through appropriate policies and mechanisms. Micro-level strategy-The extraordinary range and potential uses of contemporary technology have important consequences for industrial and commercial firms. The industrial and organizational disorder produced by technological change, and increased international competitive pressures provide threats and opportunities for firms. An effective strategic approach to technology allows firms to cope better with these changes, and reduces the threats and insecurities facing them and their employees. The basic role of technology strategy in business planning is to help ask the questions like: what business the corporation plans to be in and how it should be positioned? Effective planning identifies the present decisions required to create desirable and competitive corporate futures. In particular, technology strategy must anticipate the transient impact of technological innovation on the future competencies of the corporation. Q6. Explain Technology Development Answer- Though, broadly speaking, the D · of R&D covers Technology Development the latter has much wider implication. Process- The various stages of technology development process or life cycle is starting from the generation of ideas in the R&D department. We may observe that this process is tedious and requires top management commitment and support from outside. Risk factor is large and the success rate depends upon the quality of inputs provided to the R&D department. Technology Development Approaches The approaches of technology development- * In-house R&D: Technology development activities are generally carried out through setting up of separate in-house R&D units within the business, managed and headed by a well-qualified and experienced chief, directly reporting to the top management. However, this unit has close interactions with other departments within the company and there could even be exchange of personnel among different departments. * Co-operative R&D: A group of companies in a particular industrial sector promotes an R&D centre as a society or a non-profit making company. The R&D is funded by the participating companies and the government. This R&D centre undertakes R&D as per the requirements of the companies in their larger interest, and sets up expertise and facilities of common nature and which are usually expensive. * Contract research: A company may contract components of technology development to suitable R&D organizations, academic institutions, or consultants or experts. The in-house R&D unit may coordinate the progress of the activities, to develop the desired technologies. This approach usually requires considerable internal technological and managerial capabilities coupled with strong Science and Technology (S&T) information base. * R&D collaboration: A company may collaborate with another company in areas of common interest, if costs of development are high. Such inter-firm collaborative R&D efforts are becoming common in developed countries mainly due to high costs and shorter technology life cycles. It is found in areas such as micro-electronics, materials, and information technologies. * Research societies: Large corporations or industrial houses may set up independent research societies, in addition to their in-house R&D units. Such societies may undertake R&D activities mostly relating to the broad interests of the promoting companies in line with the national interests. Research companies: Large firms of technology innovative industrialists may support research companies, specifically for conducting research and development of technologies for others on commercial basis. The development costs and reasonable profits are recovered from the sale and transfer of technologies.

Japanese Americans From The 1950s Essay - 1383 Words

In this paper, the story of the Japanese Americans from the 1940s will be discussed in detail. In addition, the information on how they were put into camps when the United States was attacked by Japanese airplanes in 1942 will be explained. Also, the reaction of Japanese Americans will be presented as well as some of their beliefs about interracial marriages. In the Japanese American film, it explains that the attack of the Japanese’s regime against the United States caused a war against Japan, but it also affected Japanese who were born in the United States. The film, it also explained how the United States Government violated the rights of thousands of US citizens from Japanese descendants because they were put into camps and treated as enemies due to the fact that the Japanese regime attacked the United States. Thousands of Japanese were put into camps in Manzanar, California. The Japanese Americans were isolated from society. In 1988, Donald Reagan apologized to the Japan ese people and gave them monetarily compensation for the injustice they experienced by the American Government during the 1940s. According to the film, the children of those who were put into camps did not know about what had happened until they grown and were asked about the topic of the Japanese camps. The older generation stated that they did not reveal the truth to their children because they did not want to create hate in their children. Also, in the film it is stated that many children fromShow MoreRelated1. Introduction Japan has very significant characteristics in terms of their economic power1700 Words   |  7 PagesWorld War II the Japanese economy was deeply affected by shortages, inflation, and currency devaluation means that Japanese economy was bankrupt position. Therefore, Japan passed under the control of US in the post- Second World War period. 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